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insurance for bands

Get a Quick Quote

Quick Quote

What type of equipment would you like to cover? (You can add more later)

Total Value

£

I just want Public Liability cover 

It only takes a minute to build a quote that’s completely tailored to your needs.

Total Charge: £0.00 per year

Monthly equivalent: £0.00

Equipment Cover - N/A
People - 1
Public Liability - N/A
Personal Accident - N/A
Performance Cover - N/A
Worldwide Cover - N/A
Excess Waiver - N/A

Your quote:

£0.00

per year

£0.00

monthly equivalent

Equipment Cover - N/A
People - 1
Public Liability - N/A
Personal Accident - N/A
Performance Cover - N/A
Worldwide Cover - N/A
Excess Waiver - N/A

Please tailor your policy by selecting the options that you require.

Equipment Cover

Cover your music equipment against theft, loss and damage. Simply choose the category that best describes the type of equipment you would like to insure and the total value.

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Music Equipment cover includes:

  • Theft of Your Music Equipment from Your Home;
  • Theft of Your Music Equipment away from Your Home;
  • Theft of Your Music Equipment from a motor vehicle;
  • Accidental damage to Your Music Equipment;
  • Malicious Damage to Your Music Equipment; and
  • Loss of Your Music Equipment

Music Equipment is replaced on a new for old basis for items purchased new and less than three years old or 18 months for laptops. Items older than three years will be replaced on an indemnity value. The excess on this section is £50, but for a £6 fee this can be waived. A single article limit of £15,000 applies to this section.

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£

Public Liability

This option covers you in case you injure another person, damage another person’s property or cause damage to a venue you are playing at.

It also includes up to £1m Professional Indemnity Cover if you give advice to others.

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Public Liability: Protects your legal liability for accidental bodily injury to any third party. Or accidental damage to any third party property which arises from your use or ownership of musical, entertainment, sound or lighting equipment. The total amount payable includes reasonable defence costs and expenses incurred by you. The excess on this section is £250 for damage to third party property. There is no excess for third party injury.

Professional Indemnity: Ensures that your legal position is protected against any claims made against you arising from a negligent error or mistakes in the advice or services you provide to a customer or client.

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Level: £1m £2m £5m
Charge: £20.00 £25.00 £30.00
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Who to Insure

Please select the number of people you would like covered by your policy.

Total number of people

Personal Accident

Cover yourself against death, loss of limbs, loss or partial loss of sight permanent total disablement and dental treatment.

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Ensures that should an accident occur whilst using music, entertainment, sound or lighting equipment you will be entitled to compensation. An excess of £50 applies to Dental Treatment.

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Level 1 Level 2 Level 3
Charge: £15.00 £20.00 £30.00
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This option is only available when you insure your equipment or choose personal liability cover

Performance Cover

Performance Cover will cover you for Loss of Earnings, as well as covering the cost of Equipment Hire and Equipment Breakdown.

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Includes Loss of Earnings, Equipment Breakdown and Equipment Hire.

  • If you aren’t able to attend your usual occupation following an accident we will cover you for a maximum benefit period of 52 weeks. Loss of earnings has an excess period of 14 days.
  • We will arrange for your equipment to be repaired or replaced if it breaks down.
  • We’ll cover the cost of the hire of alternative Equipment from a recognised dealer whilst awaiting the repair or replacement of insured property

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Level 1 Level 2 Level 3
Charge: £15.00 £20.00 £30.00
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This option is only available when you insure your equipment

Worldwide Cover

If you travel outside of the UK with your music equipment, add Worldwide Cover and you’ll be covered when you play abroad.

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If you require cover outside of the UK area you can upgrade to Worldwide Cover. There is no restriction on the amount of time you spend abroad however you must be a UK resident which means you must reside in the UK for more than 6 months of the year.

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Charge: £0.00
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This option is only available when you insure your equipment or choose personal liability cover

Equipment Excess Waiver

We’ll waive the monetary excess of £50 on equipment in the event you need to make a claim.

Charge: £6.00
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This option is only available when you insure your equipment