If you are a musician or travel with musical instruments or equipment, chances are you will be worried about whether or not your musical equipment is covered against theft away from home. Well here at Insure4Music, we have crafted a variety of insurance policies specifically for musicians as we know that keeping your instruments or equipment at home 100% is not always possible.
Let’s take a look at one worst case scenario regarding theft away from home:
Theft away from home
You are at practice and have to leave your equipment overnight or whilst you are taking a break. Unfortunately someone has broken in to your locked room or storage area and has stolen your equipment. With regular insurance policies your equipment would not be covered away from your insured location. This means your equipment is gone for good and you are left having to pay out for replacements.
In this scenario you could be forced to pay out thousands of pounds to replace your equipment. No matter what you play, whether a cello, double bass, drums or guitar, this could lead to a severe loss in financial earnings if you are a professional musician. If you are not a professional it is still a loss that you will have to pay out for.
With Insure4Music, you could save yourself thousands in the event your equipment is stolen. As long as your equipment is kept inside a safe building and kept within a locker or locked room within that building, your equipment is safe when taken away from home. We'll also cover up to £30,000 of equipment left in a secure studio.
This means at practice, on tour or at the venue your equipment is covered, provided it is locked away and there are visible signs of forced entry or exit and you can supply a crime reference number. Click here to read our policy details for more information.
If you enjoy playing music at home or are a professional musician, DJ or performer, insure your equipment against theft when way from home. We can offer musicians insurance policies, including: