Whether you’re a DJ who plays live or at home, you need to protect your equipment – and potentially yourself – with specialist DJ insurance.
Below, we outline the scenarios in which you’d need this cover, from having your equipment stolen to a venue asking for proof of insurance. We also give you the full lowdown of our various cover options to help you decide which option is best for you.
DJ insurance is a form of financial protection which compensates you if an incident or accident takes place. For instance, if your equipment is lost, damaged, or stolen, or if a claim is made against you.
At Insure4Music, we provide insurance for aspiring and professional DJs, mobile DJs, and hobbyists.
There are various reasons.
Firstly, your mixers, decks, computer, audio equipment, lighting, and other accessories come at a cost – usually a high cost. Therefore, you’re taking a huge risk by not insuring them. After all, accidents can happen while you’re performing – as we’ll explore in more detail further down – and your equipment is at risk of theft when it’s in storage. That’s why having DJ insurance is crucial.
Aside from the threat of theft or damage, insurance might also be a prerequisite of the venue you’re performing at, as mentioned above. Some venues insist that you have a certain level of insurance, and management may ask you to provide proof of insurance as a condition of you playing there. We’ll cover that in more detail below.
There’s also the risk of you suffering a bad injury and not being able to work or earn money for long periods of time. Without insurance, you’d need to find that money from your pocket.
These examples give you a snapshot of why you need DJ insurance. In a nutshell, it helps you continue to perform and avoid losing potentially vast sums of money.
Read on to find out more about the specific instances that are covered by DJ insurance.
At Insure4Music, our DJ insurance can provide everything from Public Liability to Worldwide cover.
Here’s an overview of what each type of insurance covers.
The cost of DJ insurance depends on various factors, namely:
In a word – no.
We know that as a DJ, you probably own a substantial amount of kit, and in a world and industry where time is of the essence, there’s no need for you to tell us everything until you make a claim.
Instead, to buy a policy you just need to select up to the value of equipment cover you require.
We know what DJs need, and our policies have been designed with them in mind.
We understand that you won’t just have one or two simple pieces of equipment – you’re likely to have lots. That’s why we’ll never ask you to list every single item you want to insure.
Plus, our guarantee promises you great cover and exceptional service at the right price.
Get an instant online quote today and discover the value of DJ insurance.
We hope we’ve covered everything you need to know about your DJ insurance here, but if there’s still something you’re not quite sure about, visit our FAQs page