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Music Insurance with very special touches

See how our specialist insurance
compares to Allianz Musical Insurance.

Our Specialist Music Insurance has been meticulously designed to suit the needs of performing musicians just like you.

All you need to do is pick the cover that suits you best.

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The right cover on a major scale

Compare us with Allianz Musical Insurance* to see why our special touches make all the difference…


We know every musician’s needs are different, so you’ll need insurance that’s bespoke to you.

Sparkle Icon Insure4Music

You can build your own policy and only pay for the cover you need.

Allianz Musical Insurance

You are compelled to include Equipment cover in order to buy online.


We know if you perform live, you might need Public Liability Insurance on its own to show to a venue before you play.

Sparkle Icon Insure4Music

You get up to £5 million Public Liability Insurance available on its own from just £27 a year.

Allianz Musical Insurance

You cannot buy Public Liability and Personal Accident insurance without also purchasing Equipment cover.


We know if you finish a gig late at night, you might need to leave your music equipment in the boot of a vehicle to unpack the next day.

Sparkle Icon Insure4Music

You get 24/7 equipment protection as standard in-vehicle as well as at home and out of home.

Allianz Musical Insurance

Your equipment isn’t covered in a vehicle as standard unless you pay for this as an option.


We know if you injure yourself during one of your performances and are unable to attend your usual occupation, you may need financial security to cover your outgoings.

Sparkle Icon Insure4Music

You get 75% of your pre-accident earnings for up to 52 weeks with our Loss of Earnings cover.

Allianz Musical Insurance

You won’t be covered for Loss of Earnings.


We know if you have multiple instruments to insure, listing every instrument's value, make and model can take time.

Sparkle Icon Insure4Music

You don’t need to list every instrument; just enter the total value of the category it falls under.

Allianz Musical Insurance

You must list every instruments’ value, make and model (in most cases).


We know most musicians want a safety net in case they have an accident when performing.

Sparkle Icon Insure4Music

You can get up to £30,000 Personal Accident cover.

Allianz Musical Insurance

You can only get up to £10,000 Personal Accident cover.


We know you probably won’t want to pay for any excesses on your music equipment.

Sparkle Icon Insure4Music

You can waive excesses on all your music equipment, cover starts from less than £1 per year.

Allianz Musical Insurance

Check the small print. You’ll be charged an excess for some equipment.

Read our policy wording to view full details of what is covered and the policy exclusions.

More of our special touches

  • Our policies start from as little as £10.23 for the entire year
  • Lowest Price Guaranteed on all policies
  • Monthly payments available on policies over £50
  • Expert, friendly UK Customer Service team
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What our customers have to say about us...

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