Music Insurance with very special touches

We give performing musicians better
cover than Allianz.

Our Specialist Music Insurance has been meticulously designed to suit the needs of performing musicians just like you.

All you need to do is pick the cover that suits you best.

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Better cover, on a major scale

Compare us with Allianz* to see why our special touches make all the difference…


We know every musician’s needs are different, so you’ll need insurance that’s bespoke to you.

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You can build your own policy and only pay for the cover you need.


You must purchase Equipment cover as standard with any policy bought online.


We know if you perform live, you might need Public Liability Insurance on its own to show to a venue before you play.

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You get up to £5 million Public Liability Insurance available on its own from just £20 a year.


You must purchase Public Liability Insurance with Equipment cover and Personal Accident cover.


We know if you finish a gig late at night, you might need to leave your music equipment in the boot of a vehicle to unpack the next day.

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You get 24/7 equipment protection as standard in-vehicle as well as at home and out of home.


Your equipment isn’t covered in a vehicle as standard unless pay for this as an option.


We know if you injure yourself during one of your performances and are unable to attend your usual occupation, you may need financial security to cover your outgoings.

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You get 75% of your pre-accident earnings for up to 52 weeks with our Loss of Earnings cover.


You won’t be covered for Loss of Earnings.


We know if you have multiple instruments to insure, listing every instruments’ value, make and model can take time.

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You don’t need to list every instrument; just enter the total value of the category it falls under.


You must list every instruments’ value, make and model.


We know most musicians want a safety net in case they have an accident when performing.

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You can get up to £30,000 Personal Accident cover.


You can only get up to £10,000 Personal Accident cover.


We know you probably won’t want to pay for any hidden excesses on your music equipment.

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You can waiver excesses on all your music equipment for just £6 a year.


Check the small print. You’ll be charged an excess for specific equipment.

Read our policy wording to view full details of what is covered and the policy exclusions.

More of our special touches

  • Our policies start from as little as £9.50 for the entire year
  • 0% APR on monthly payments
  • Lowest Price Guaranteed on all policies
  • Expert, friendly UK Customer Service team

Did you know we’re rated ‘EXCELLENT’ for Music Insurance?

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