Reasons to choose us

Insure4Music provides specialist music insurance for musicians, bands, DJs, singers and music teachers.

We don’t believe musicians should pay for more than what they need when it comes to insurance. With a policy from Insure4Music you get specialist cover at the best price.

Here’s a few reasons we’re pleased to be one of the leading insurance providers for musicians, bands, DJs, singers and music teachers:

The Ripe Guarantee

At Ripe we take good care of you with great cover and exceptional service at the right price. Click here to find out more.


You don’t need to list every instrument you want to insure

A lot of insurance companies ask you to list every instrument or piece of kit you want to insure. We know how time-consuming that can be, so to make things simple all we ask is that you tell us the collective value of all your music gear.


Insure multiple instruments and accessories on one policy

If you have more than one musical instrument, we’ve made it easy for you to insure them all on one policy.


We’ll replace instruments New for Old cover or at market value

If your equipment is ever lost, stolen or damaged beyond repair, we can replace it New for Old if it was bought new and is up to 3 years old. Or if you have an instrument over 3 years old, we’ll replace it at market value.


UK Customer Service

A UK-based knowledgeable customer service team are on-hand to answer any questions you may have.


No premium penalty following a claim

If you are unfortunate enough to suffer a loss and have to make a claim your renewal premium won’t be affected as a direct result.

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