Music Insurance for Musicians and DJs

Why choose Insure4Music for music insurance?

Insure4Music has been arranging music insurance for musicians, music teachers, and DJs across the UK for more than 15 years. Backed by an ‘Excellent’ Trustpilot rating, a UK-based customer service team, and a partnership with AMP UK, you can insure all of your musical instruments and equipment under the same policy with cover options such as Public Liability, Professional Indemnity, and Equipment cover.*

*The total sum insured limit for musical instruments and equipment is £50k.

What instruments and music equipment can I get cover for?

Specialist music insurance policies through Insure4Music can include:

• DJ and studio equipment
• Guitars
• Violins
• Drums
• Piano and keyboards
• Classical, string and percussion instruments, commonly found in orchestras
• Woodwind, reed and brass instruments
• PA systems and microphones
• Stage and lighting equipment

If you can’t find your music equipment listed above, view the complete list of the instruments we arrange cover for or find out more about musical instrument insurance on our dedicated page.

Who is specialist music insurance for?

Specialist music insurance through Insure4Music is for anyone who practices or teaches music. This can include:

• Musicians
• DJs
• Bands
• Orchestras
• Music groups and choirs
• Singers
• Music teachers

If you don’t practice music yourself, Insure4Music can also help provide cover for vinyl record collections.

What is public liability insurance for musicians?

Public liability insurance for musicians can help provide financial protection should you injure a third party or damage their property while performing, rehearsing, or teaching.

For example, if a piece of your equipment were to fall and injure a member of the audience, and they decided to make a claim against you, having musicians’ Public Liability insurance may be able to help cover the legal costs.

You may also find that some music venues require you to have Public Liability insurance as a minimum before they will allow you to use their performance space.

How can music insurance help provide financial protection?

In addition to Public Liability cover, music insurance can also help provide financial protection in the following situations:

• Your musical instruments or equipment are stolen from a locked car or music venue
• You accidentally damage your instruments or equipment during a performance, or damaged equipment stops you from being able to perform your next gig
• A piece of your equipment is lost while your band is travelling to a gig abroad
• You own multiple instruments or pieces of music equipment that would be expensive to replace all at once out of your own pocket*

*Terms and Conditions apply