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insurance for bands


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Quick Quote

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I just want Public Liability cover 

Policies from just £18.60 UK customer support Monthly payments available on policies over £50 No premium penalty after claims Multiple Instrument policies Instruments replaced new for old or at market value

We don’t believe musicians should pay for more than what they need when it comes to insurance. With Insure4Music you get specialist cover at the best price. Musical genres are vast and varied, from classical to grime, punk to electro and everything in between. As too are the venues and audiences, whether that be playing in private at home or performing on stage in front of thousands. That’s why Insure4Music has created a cover suitable for a wide spectrum of musicians and instruments with several policy options so you only pay for the insurance you or your group needs.

Music Accessories More information guitar pedals
Studio Equipment More information Studio equipment
Music teachers More information man teaching child to play the piano

Why insure?

Car book open

Theft or damage

If you’re leaving your musical instrument and equipment overnight in a car, van or venue, or transporting it to a practice or performance, then our insurance will give you peace of mind that your music equipment is protected when it’s outside of the house as well as at home. And if you break or damage your equipment, we’ll either cover the cost of repairing it or replace it new for old if it’s an if it's an instrument less than 3 years old or a laptop less than 18 months old and they were bought new.

Read more about theft and damage insurance
Band playing live

Playing live

Any musician who plays live should consider Public Liability insurance, especially as many venues now ask that you have this. This covers you in case you injure someone else, or cause damage to a venue when playing. We’ll provide you with evidence of insurance so you can show proof of cover before you play.

Read more about playing live insurance
Person playing the piano


If you teach others to play, then like any other private tutor you should take out insurance. This is to cover you in case a student hurts themselves, or damages third party property under your tuition. Our insurance policy for music teachers gives you peace of mind that if you are deemed liable for any insured damages, then you would be covered.

Read more about teaching music insurance