Insure your musical instruments and equipment against malicious damage with musicians insurance from Insure4Music. All policies have been created with musicians in mind.
Specialist musical instrument insurance against malicious damage
Insuring your musical equipment against malicious damage is something we specialise in at Insure4Music, and often not something other insurance policies will cover. Malicious damage covers your musical instruments and equipment for damage that has been deliberately inflicted upon your property, whether at home or whilst you’re out and about.
If you are unlucky enough to be burgled or your car is broken into and equipment is stolen, this can be a devastating blow for anyone, especially musicians as musical instruments are expensive to replace. However, if your musical instruments are deliberately damaged or even vandalised, this can be just as distressing to deal with.
We believe that if damage is not your fault, you shouldn’t be forced to pay out for replacements or repairs. As long as you supply a crime reference number and your claim is accepted, your instrument/s and equipment is covered.
If your instrument cannot be repaired or has been damaged to the point where it can no longer be used, we will replace the item and with our performance cover we can even cover the cost of equipment hire which will ensure you’re back to playing your instrument or using your equipment as soon as possible.
Plus, you'll also be covered for hired or non owned equipment provided there's a contract in place.
Musical instrument insurance for professional musicians
If you are a music teacher, professional performer or use your equipment in the public arena you need to insure your equipment against malicious damage. This protects your instruments and offers the cover you need so that repairs or replacements can be arranged.
As a professional musician, music teacher or DJ, your musical instruments and equipment are the lifeblood of your business and as such, if they are rendered unusable due to someone else’s malicious intent, you can lose business and money as you may be unable to perform at venues or gigs that you have been booked for.
In addition, paying for extensive repairs or replacements can take time. With cover from Insure4Music, you can be sure a replacement or repair will be arranged quickly, so you have the peace of mind you need knowing that help is readily available.
In the event of malicious damage, our musical instrument insurance policies mean we’ll replace new for old if the item is less than 3 years old for instruments or 18 months for laptops and they were bought new. Click here to see a top level list of items we are able to insure .
Malicious damage cover up to £50,000
With Insure4Music, you can insure your equipment up to a total of £50,000 and single items up to £15,000. We will repair or replace your items and there is no premium penalty following a claim. We can even insure bands, orchestra and groups. Click here to read our policy details
Contact a member of our team today on 08000 469 859 to discuss your musicians insurance policy or click here to get a quote.