We understand exactly what musicians need when it comes to insurance and as such provide musicians insurance with their best interests in mind. Accidents can happen at any time and unfortunately thieves can strike when we least expect it, so with this in mind you need to know that you are covered should the worst happen.
Let’s take a look at some of the worst case scenarios regarding theft from home.
Theft from home
You are out of the house and someone breaks in to your home taking a variety of guitars and pedals.
This can be a serious blow to any musician and can be extremely difficult to deal with if you have to pay out for replacements yourself.
The total value could be:
In the event of theft from home, this could mean you would have to pay out over £3,000 to organise a replacement if you are uninsured.
For as little as £25 per year you could safeguard yourself from having to find the cash to replace your equipment. Thieves are extremely savvy as to how much equipment costs and how to sell it on without being caught, so the chances of finding your equipment again could be slim.
Regular home insurance policies often do not insure your musical equipment from theft so it’s vital you have specialised musical instrument insurance to provide you with the cover you need.
In the event of a claim:
As long as all locks and alarms are functional and there is evidence of forced and violent entry or exit, you will be covered against theft. After you obtain a crime reference number and your claim is accepted we can arrange for replacements and if applicable, rental hire. You can protect your equipment with policies starting from just £25 a year.
Whether you are a professional musician or just enjoy playing music at home, we can offer musicians insurance policies, including: