Band insurance

Specialist band insurance with Public Liability cover

Whether you’re a professional band or gig for fun on weekends, band insurance through Insure4Music can cover the loss, theft and accidental damage of your instruments or equipment, whether you’re rehearsing, on the road, or performing live.

You also have the option to include Loss of Earnings, Equipment Breakdown and Equipment Hire in your policy, so you can concentrate on performing at your best.

What is band Public Liability insurance?

Band Public Liability insurance can help provide financial protection should you injure someone else or cause damage to property when performing, rehearsing, or teaching. Not only that, but most public venues also won’t allow a band on stage without a valid Public Liability insurance certificate.

So, if an unstable speaker injures an audience member, or an amp explodes and damages the venue you’re performing at, you’ll be covered should you make a successful claim.

Public Liability insurance for bands through Insure4Music covers your legal liability and potential legal costs up to a value of £5 million if a claim is made against you for instances like these.

Does band insurance include cover for touring?

With band insurance through Insure4Music, you have the option to include Loss of Earnings, Equipment Breakdown, Equipment Hire, and Worldwide cover in your policy to help provide financial protection while you’re on tour.

• Loss of Earnings: Should you have an accident while performing, rehearsing, or teaching music, Loss of Earnings cover can help cover some of the costs should you be unable to work for a period of time.
• Equipment Breakdown: Should your equipment break down while you’re on the road, Equipment Breakdown cover can help cover the costs of a repair or replacement.
• Equipment Hire: If your music equipment were to become lost or damaged, Equipment Hire cover can help cover the cost of temporarily hired equipment so that you can concentrate on your next performance.
• Worldwide cover: If your band tours abroad, Worldwide cover extends your cover to include anywhere in the world for up to 180 days.