What is orchestra insurance?
Whether you’re a string quartet, chamber orchestra or symphony orchestra, you need insurance that offers peace of mind for every musician in your group.
Our orchestra insurance is designed to protect you from a range of incidents such as injury, theft, loss and accidental damage.
Why does your orchestra need Equipment cover?
Having Instrument cover means that your instruments are protected against theft, loss and accidental damage and you won’t need to pay for repairs or replacements out of your own pocket. We'll also cover up to £30,000 of equipment left in a secure studio.
From harps to percussion bells, we will replace instruments on a new-for-old basis if they are less than three years old and were purchased new.
Our Equipment cover is simple to arrange and includes the collective value of all your instruments, and unlike other insurance companies we don’t need you to list every instrument or piece of kit you want to insure. One orchestra member can organise the policy for the whole group – all we need are the names of the musicians in your orchestra.
Why do I need Performance cover?
If you or a member of your orchestra has an accident that means you are unable to work or perform for long periods, you need Performance cover.
As part of our Performance cover, we offer Loss of Earnings cover of up to 52 weeks to anyone who cannot work following an accident during a performance.
Why do I need Public Liability insurance?
Most public venues won’t allow an orchestra to perform without a valid Public Liability insurance certificate. This insures you in case you injure someone else, or cause damage to property when performing – so if, for example an audience member trips over a wire, or some heavy equipment falls and damages the stage.
If a claim is made against you for the above, our Public Liability insurance covers your orchestra’s legal liability and potential legal fees and expenses up to a value of £5 million.
Why choose Insure4Music orchestra insurance?
With specialist orchestra insurance from Insure4Music you can concentrate on conducting a performance of the highest quality, confident in the knowledge that your orchestra and equipment are protected.
Our Lowest Price Guarantee means we’re confident that you won’t find the same level of cover to match your needs for a better price elsewhere.
Choose an insurance provider that’s tuned in to your musical needs. Get an instant quote now, or call 08000 469 859 to speak to a member of our team and compose the policy you need.