Musical genres are vast and varied, from classical to grime, punk to electro and everything in between. Whether you’re playing in private at home or performing on stage, there’s always a risk of damaging your equipment or even suffering an injury while on stage.
That’s why you may want to consider getting specialist music insurance, which can help provide financial protection should the worst happen, with several policy options available.
Specialist music insurance policies through Insure4Music can include:
If you can’t find your music equipment listed above, view the complete list of the instruments we arrange cover for or find out more about musical instrument insurance on our dedicated page.
Public liability insurance for musicians can help provide financial protection should you injure a third party or damage their property while performing, rehearsing, or teaching.
For example, if a piece of your equipment were to fall and injure a member of the audience, and they decided to make a claim against you, having musicians’ Public Liability insurance may be able to help cover the legal costs.
You may also find that some music venues require you to have Public Liability insurance as a minimum before they will allow you to use their performance space.