insurance for bands


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I just want Public Liability cover 

Make sure you’re covered at home, at a gig and when you’re out and about with guitar insurance from Insure4Music – the guitar and musical instrument insurance specialists.

What is guitar insurance?

Our guitar insurance is designed to protect you from a range of unexpected incidents. If the unthinkable happens and your guitar is damaged while rehearsing or out on tour, how would you pay to repair or replace it? Whether you’re a professional musician or play for enjoyment, our guitar insurance gives you peace of mind that your instrument is protected from theft, loss and damage.

Why do I need guitar equipment insurance?

Guitar equipment insurance covers you for repairs or replacement if something happens to your equipment while at home, performing or out on the road. If your amp explodes on stage or your guitar case is crushed, we will replace it on a new-for-old basis, providing it was bought new and is less than 3 years old.

Perfect for both brand new and pre-owned vintage guitars, our guitar insurance has been designed to cover all makes & types including; Fender, Gibson, Gretsch, Rickenbacker. With a maximum single item limit of £15,000, it’s perfect for covering your treasured items.

Guitars we insure

Our guitar insurance provides cover against theft, loss and damage to the following guitars and more:

Acoustic guitar

Electric lead guitar

Electric-acoustic guitar

Twelve string guitar

Lap and pedal steel guitar

Archtop guitar

Steel guitar

Bass guitar

Resonator guitar

Double neck guitar




This is not an exhaustive list so if your instrument isn’t listed here don’t fret, we cover every type of guitar available. 

Why do I need Public Liability insurance?

If you perform live, most venues won’t allow you on stage without Public Liability insurance. This insures you in case you injure someone else, or cause damage to property when performing. Our Public Liability insurance covers your legal liability and potential legal fees and expenses up to a value of £5 million, if a claim is made against you. So, if someone trips over an amplifier lead and hurts themselves you know you’ll be covered.

The last thing you need is to show up for a gig and be told you can’t go on stage. With our quick and easy online application, you can have your Public Liability insurance certificate sent straight to your phone, so you’ll never miss a gig.

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Why do I need Performance cover?

Performance cover is essential if you rely on your guitar and equipment to earn a living. Should anything happen to your guitar, you’ll want to get back to performing as soon as possible.

Insure4Music Performance cover includes cover for loss of earnings, as well as for the hire of alternative music equipment if your equipment is being repaired or replaced, plus breakdown protection if your equipment should fail.

Why choose Insure4Music guitar insurance?

We understand that your guitar is precious to you and your livelihood may depend on it. With specialist guitar insurance from Insure4Music you can jam to your heart’s content, confident in the knowledge that your guitar and equipment are protected - at home, at gigs and in transit.

Our Lowest Price Guarantee means that if you happen to find the same level of cover for a better price elsewhere we’ll refund the difference.

Get an instant quote now, and choose the cover you need to keep your show on the road.