Whether you teach music lessons from home, at a school or at a student’s house, you may want to consider getting specialist music teacher insurance. Music teacher insurance through Insure4Music can help to financially protect you and your instrument from a range of unexpected incidents, including loss, theft and accidental damage to your instrument, as well as Public Liability and Professional Indemnity cover.
Public Liability insurance can provide financial protection should you injure a third party or damage their property while teaching or travelling to and from lessons. For example:
If either of the above situations were to result in a third party making a claim against you, music teacher liability insurance may be able to cover some of the costs.
Having Public Liability insurance as a music teacher is not a legal requirement; however, you may find that schools or venues which you use to teach your lessons may require you to have Public Liability insurance as a minimum to use their space.
Specialist music teacher insurance policies through Insure4Music can include:
If you can’t find your music instrument or equipment listed above, view the complete list of the instruments we arrange cover for on our dedicated page.
To include multiple instruments and your music equipment in your policy, ensure you’ve added their value to the total amount insured in your quote. Your equipment is then financially protected up to a maximum value of £50k.